Fire Rating (ISO)

ISO Ratings and the Fire Service

ISO - Insurance Service Office - This is a, for profit, organization that provides statistical information on risk. For many years the "ISO Rating" had a large impact on most fire departments. The ISO (PPC) rating is from 10 - 1. With "1" being the best. At one time, almost, all insurance companies calculated rates based upon the ISO rating. ISO would come to your city and assess a Public Protection Classification. They would then sell this data to the insurance companies. Just about every aspect of a city and a fire department was evaluated in determining the ISO rating. They would give points for everything from the training aids a fire department owned to the distance between fire hydrants. ISO wanted fire departments to conduct 20 hours of training per man, each month, in order to maximize points for every training aid. Historically, very few cities ever received a "Class 1" rating. There have been times where only one city, out of the nation, would receive a "1". Presently there may be as many as 40+ cities with a "1" rating in the U.S. This is still a small percentage when one considers the thousands of communities nationwide. There is little incentive for a community to strive for a "1" rating since the step from a "Class 2" to a "Class 1" results in little or no difference in homeowner rates. When a city does get a "Class 1" rating they will often proudly display it on their patches, apparatus or website.


CHECK LIST FOR ISO PRE-SURVEY
THIS INFORMATION MUST BE COMPLETE AND ACCURATE.


MAP
Provide 2 Copies’s Color-coded, of Fire District’s Legal Boundaries
Identify the large commercial buildings on maps.
Districts shall be to scale 1” for 2 miles.
Identify hydrants, underground mains and or water system, to include size of water tanks, water sources, and well pump Gallons Per Minute and/or fill time, if available.


RECORD KEEPING
Provide copies of training records and time of training (Military time).
Provide an up to date personnel roster.
Fill in all documents that have been provided in the ISO pre-survey packet.
Fire reports, recruit training reports, driver training reports/ new drivers training reports.
Apparatus inventory reports.


MAINTENANCE REPORTS
Provide copies of annual pump tests.
Provide copies of annual hose tests.
Provide copies of semi-annual inspection reports of fire hydrant tests. The inspection should include operation and test at domestic pressure. Hydrants should be conspicuous, well located for use by a pumper, and in good condition.
Provide copies of SCBA maintenance reports.
Water Department should be notified at least four (4) weeks in advance of the survey, to ensure all paperwork is filed correctly.


PRE-PLANNING
Provide copies of fire pre-planning of your five largest commercial buildings (square footage, occupancy type, construction type) of each building) in your fire district. Pre-planning shall be conducted twice a year. Keep a copy in fire station and in all fire units.
Identify all utilities and fuel shut off’s or any other hazard that may exists in the building.


COMMUNICATIONS
Both the number to report a fire (911) and the fire department business number should be listed under “Fire Departments Name” in the white pages directory (or local government section of the white pages). Also in the front cover of the phone book.
Follow information provided by ISO on communication information Fill in all documents that have been provided by ISO pre-survey packet.


AUTOMATIC AID
Provide a written agreement of Automatic Aid from all responding fire departments. Mutual aid is not recognized, it is only recognized only for tanker shuttle operations.
Identify all resources available, and provide copies of run reports from responding departments.
Have two copies of all information in a binder one for Fire department and one for ISO.


ISO Fire Suppression Rating Schedule Resources - Click Here


List of items ISO considers when evaluating an engine company - Click Here





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